Bad Banking and Banks in Great Britain

Wankers or Bankers of Great Britain?

Poor Service

Our Forum Message Board gives you the chance to comment on poor service or bad experiences you have had with UK banking institutions.

Trying to open a new bank account in the UK can be time consuming, frustrating and sometimes downright impossible. Banks will send you mail shots and spend millions of pounds on advertising and trying to convince you how good they are, but when it comes to basic efficiency and the processing of applications and common sense we find that many of them are sadly lacking. What bad experiences have you had?

	Credit Cards They pester you to fill in a credit card application, they keep raising your credit limit, send you endless mail shots asking if you want a loan to pay off the debt that you run up on it and then chastise you if something goes wrong. Got an interesting story you would like to share with us? When things go wrong Banks are very good at producing literature to try and improve their tarnished images but seldom proficient and competent to deal with a problem efficiently when things go wrong. It's easy to hate the banks and despise their methods. This seems to have become a national pastime. Are we being unfair?
	Financial Advisors Well lets face it, if these guys were any good then they wouldn't have to work for a living would they. Financial advice or sometimes lack of, is a major cause of complaint in the UK. Banks are sometimes no better at providing financial advice than other institutions. In some cases they are much worse. So what has your bank done for you today? Your friendly Bank Manager The bad news is - you don't have one anymore. The banks sacked them all. If you are an important customer with a healthy account balance you might get an account manager. Trying to get hold of them on the phone or get them to actually do something for you could be interesting.
	Business Banking This is not for the faint hearted. We can't blame the banking institutions for the number of businesses that fail in the UK each year but we can certainly have a go at them for some of the carefully guarded secrets and the things they don't tell you down at the branch ! The buzz word these days is e commerce. Get online they say and take credit card payments over the internet. When things go wrong and they hit you for a few thousand on dodgy credit card payments you will wish you had read the small print. Health Warning: Accepting credit card payments online or over the phone can seriously damage your wealth !
	Add your comments We want to know what irritates you most about the UK Add your comments to the Message Forum and voice your opinions now!